Pay Less Fees

Why Pay Less Fees?

We are a world‐class payment processing solution that—within less than an hour—evaluates your current processing setup and flips you to our wholesale cost-plus pricing. Our promise: immediate savings of potentially hundreds of thousands of dollars a year with real person (not just a call centre) service quality. Say goodbye to hidden fees and bundled rates. Our model is transparent and engineered to empower your business.

Transparent Pricing

Both our cost-plus or fixed price model exposes every fee—no hidden charges and no surprise rate increases. We pass through the bank and interchange costs at actual cost with a modest markup or set a fixed flat fee depending on the use case. This means you only pay for what the cards cost to process, saving you money compared to the standard bundled rates.

Ease of Transition

Switching is as simple as plug-and-play. Using your existing gateway and software integration, our dedicated team reviews your current processing, proposes your savings plan, and seamlessly flips your pricing model—all within an hour.

Comprehensive Support

Enjoy world-class, real-person support from our experts. We don’t just provide a pricing model—we deliver ongoing assistance to ensure your transition and daily operations run smoothly.

Our Pricing Model

Both our cost-plus or fixed price model exposes every fee—no hidden charges and no surprise rate increases. We pass through the bank and interchange costs at actual cost with a modest markup or set a fixed flat fee depending on the use case. This means you only pay for what the cards cost to process, saving you money compared to the standard bundled rates.

Cost Plus Model

We charge only the actual interchange and network fees plus a small, fixed fee. No hidden mark-ups., no surprises

Standard Bundled Rates: Typical Bundled Rate: 3.0% – 3.5% per transaction.
Our Cost-Plus Model: Our Rate: [Interchange Fee] + 0.5% (Transparent & Adjustable)
Savings Estimate: Save up to 30% on processing fees.
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Flat Rate Pricing

Simple and Predictable: Pay a fixed percentage and per-transaction fee, regardless of the card type or transaction details.

Best For:
Businesses with lower transaction volumes or those who prefer straightforward pricing.

Real Stories Real Results

“We had a great experience with the Paylessfees team and highly recommend them. The savings, better technology, easier integration, and fantastic support are just a few reasons why we switched.”
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- Aimsio Representative

“You’d be hard-pressed to find a better solution than Paylessfees. They’ve truly raised the bar in terms of cost savings and ease of use. If you’re considering switching, don’t hesitate—assign a dedicated person to drive the process, and you’ll reap the rewards.”
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- Investorlift Representative

Discover how our clients have slashed their credit card processing fees by switching to Pay Less Fees.

This is how we work

We've streamlined the process to make switching to a better merchant processor hassle-free:

1

Schedule a consultation

Book a 15-minute consultation and let our experts review your current payment processing setup.

2

Customized Proposal

We analyze your fees, identify hidden costs, and craft a tailored savings report—using our cost-plus pricing model.

3

Launch

Our team integrates with your existing gateway and systems. Enjoy the same software and hardware, but with drastically lower fees.

4

Ongoing Support

Benefit from 24/7 real-person support and proactive monitoring to ensure you continue to save without interruption.

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Our transparent, cost-plus pricing helps you escape hidden fees and boost profits. Switching is fast and easy, with no disruption to your service. See how much you can save.

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Say Goodbye to Hidden Fees

Our Pricing Model

Real Stories Real Results

This is how we work

Contact Us

Our transparent, cost-plus pricing helps you escape hidden fees and boost profits. Switching is fast and easy, with no disruption to your service. See how much you can save.